Business Analyst – Card Issuing Domain (ISO 20022)-Location: Alpharetta, GA & Berkeley Heights, NJ

Job Title: Business Analyst – Card Issuing Domain (ISO 20022) + Payments domain+End to end cards experience . Location: Alpharetta, GA (primary) & Berkeley Heights, NJ (secondary) – 5 days onsite mandatory Type: Contract Experience Level: Senior profiles – 10+ years profiles Job Description: We are looking for an experienced Business Analyst with expertise in card and payments within the issuing domain. This role involves business analysis understanding of issuing platforms and mentoring the development team from a functional perspective. Key Responsibilities: 1 Engage with stakeholders to understand business needs challenges and objectives. 2 Conduct stakeholder discussions and perform document analysis to capture and refine feature requirements. 3 Analyze existing business processes as is, identify gaps prioritize requirements and ensure clarity and feasibility. 4 Break down features into well-defined user stories with clear acceptance criteria. 5 Act as a bridge between business stakeholders and technical teams to ensure shared understanding. 6 Collaborate closely with developer’s testers, architects and product owners to ensure solutions meet business goals. Required Skills 1 Strong understanding of the end-to-end cards and payments lifecycle from merchant initiation through clearing settlement and posting 2 Proven leadership and mentoring capabilities 3 Strong problem-solving analytical and communication skills 4 Effective stakeholder management skills 5 Solid understanding and hands-on experience with Agile Scrum methodologies 6 Experience in use case analysis feature creation backlog refinement and sprint planning 7 Knowledge of payment messaging standards such as ISO 20022 and ISO 8583 8 Experience in the card issuing and payments domain 9 Ability to guide teams through complex functional and integration requirements Good to have skills 1 Working knowledge of SQL for data analysis validation and troubleshooting 2 Understanding of APIs and Microservices architecture including REST concepts and integrations 3 Familiarity with API documentation tools eg SwaggerOpenAPI 4 Basic knowledge of data flows and system integrations in distributed systems.