Credit Bureau Analyst

Job Description – Credit Bureau Analyst Position: Credit Bureau Analyst Location: Onsite – Irvine, CA Duration: 6 Months (Possible Extension) Experience Required: 8–10 Years About the Role We are seeking an experienced Credit Bureau Analyst with a strong background in Credit Bureau Reporting, Accounting/Finance, PL/SQL, and Data Analysis. The ideal candidate will ensure accurate, compliant reporting to major credit bureaus while supporting accounting-related data validations, reconciliations, and analytics. This role requires hands-on PL/SQL proficiency, strong understanding of Metro 2 standards, and the ability to collaborate with cross-functional teams. Key Responsibilities • Manage and execute Credit Bureau Reporting processes including file creation, validation, and transmission. • Ensure compliance with Metro 2 credit reporting standards and regulatory requirements. • Perform financial data analysis, accounting reconciliations, and support general ledger-related reporting. • Develop, optimize, and troubleshoot PL/SQL queries, stored procedures, and scripts for data extraction and validation. • Investigate disputes, reporting inconsistencies, and data mismatches; provide actionable insights. • Collaborate with IT, Data, and Finance teams to resolve data issues and enhance reporting accuracy. • Create documentation, process flows, audit materials, and compliance reports. • Support month-end and quarter-end data activities related to bureau reporting and accounting. • Analyze large datasets for trends, exceptions, and reporting quality improvements. Required Skills & Qualifications • 8–10 years of experience in Credit Bureau Reporting or Credit Analyst roles. • Strong hands-on expertise in PL/SQL, Oracle SQL, and database troubleshooting. • Solid understanding of Accounting/Finance processes including reconciliation, general ledger, and financial data flows. • Experience with Metro 2 format, compliance requirements, and credit reporting systems. • Strong analytical and problem-solving skills with the ability to interpret complex data sets. • Advanced proficiency in Excel and data validation techniques. • Excellent communication skills and ability to work with cross-functional teams. Preferred Qualifications • Experience in financial services, banking, lending, or credit operations. • Knowledge of dispute handling, credit reporting regulations, and audit compliance. • Exposure to BI or reporting tools is a plus.