Credit Risk Analyst

Job Title: Credit Risk Analyst Location: Plano, TX Hybrid (Every other week, two weeks a month, Mon through Thursday) Duration: 6 Months Description: • RM NOTES BASED ON MY CONVERSATION WITH THE HIRING MANAGER: o Project Overview: This project involves developing and maintaining dashboards, with the resource responsible for reporting, automating dashboards, and performing ad-hoc analytics and reporting. o Team Support Role: The team has planned to delegate the primary managers’ workload, and the contingent worker (CW) will be responsible for supporting multiple internal teams (TFSB). o Required Skills: The CW must have hands-on experience with Tableau, Power BI, SQL and Python. o Industry Flexibility: Industry experience is not mandatory; the hiring team is open to reviewing profiles from any industry, such as banking or finance, provided the resource meets all skill set expectations as per the hiring manager. o Degree: Minimum Bachelor’s or higher degree in Analytics, Statistics, Finance, Accounting, Math, Computer Science, Economics, Engineering or similar analytical/STEM field is required. Please do not submit candidates without bachelor’s degree. o Experience level: One or more years’ • NOTE: o FINGERPRINTING BACKGROUND CHECKS WILL BE REQUIRED ONCE WE HAVE AN OFFER OUT AS THIS REQUISITION IS WITH TFSB GROUP. o TO SAVE TIME APPLYING, WE DO NOT OFFER SPONSORSHIP OF JOB APPLICANTS FOR EMPLOYMENT-BASED VISAS OR ANY OTHER WORK AUTHORIZATION FOR THIS POSITION AT THIS TIME. • Interview Process: rounds o Interview 1: In-Person interview for 30 to 45 minutes (STAR Questions) (Two Managers) o Interview 2: Virtual technical assessment test via MS Teams for 60 minutes (Control assessment, assessment, Final SQL, Python, Analytics job family team. Requirements: • Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like . As one of the world’s most admired brands, Growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for diverse, talented team members who want to Dream. Do. Grow. with us. • What we’re looking for: o Looking for a detail-oriented and data-driven Credit Risk Analyst to join our Credit Risk team. o This role is responsible for producing insightful reports, dashboards, and analytics that support credit risk monitoring, strategy evaluation, and regulatory compliance. o The ideal candidate will have strong technical skills, a solid understanding of credit risk concepts, and the ability to translate data into actionable insights. What you’ll be doing: • Develop and maintain recurring and ad-hoc credit risk reports and dashboards • Conduct in-depth credit risk analysis across the credit lifecycle • Monitor key risk indicators (KRIs) and identify emerging trends • Streamline and automate reporting processes • Document reporting methodologies and maintain data dictionaries and process guides. • Support regulatory and audit reporting requirements with accurate and timely data • Collaborate with cross-functional teams to enhance risk frameworks and improve data quality Qualifications/ What you bring (Must Haves) – Highlight Top 3-5 skills • Bachelor’s degree or higher in Analytics, Statistics, Finance, Accounting, Math, Computer Science, Economics, Engineering or similar analytical/STEM field • 1-2 years’ experience in analytical roles • Demonstrated experience in SQL or Python (this will be tested during interviews) • Experience with data visualization tools like Tableau and Power BI • Problem-solving skills with strengths in Data Acquisition, Manipulation, Cleaning, Analysis and Presentation of Results • Ability to interpret complex data, identify trends, and evaluate potential risks • Proficiency in Microsoft Office (Word, Excel, PowerPoint) • Basic understanding of credit risk concepts Added bonus if you have (Preferred): • Master’s degree in an analytical field • Auto Finance or Banking experience • Certification in Tableau or Power BI