Credit Strategy Data Scientist

Job Title: Credit Strategy Data Scientist Location: San Jose CA, 95002 Duration: 12 Months Job Type: Temporary Assignment Work Type: Remote Pay Rate: $50.00-$57.00/hr Overview: TekWissen is a global workforce management provider headquartered in Ann Arbor, Michigan that offers strategic talent solutions to our clients world-wide. JOB DESCRIPTION: • We are looking for a talented, enthusiastic and dedicated person to join the Credit Risk Strategy team. • The incumbent will be responsible for leading key projects associated with credit risk assessment, data analysis and loss mitigation. • This position requires a person who has experience performing analytics, refining risk strategies, and developing predictive algorithms preferably in the credit risk domain. Key Job Functions • Design rules to detect/mitigate loss • Investigate novel/large cases • Identify root cause • Set strategy for different risk types • Work with product/engineering to improvement control capabilities • Develop and present strategies and guide execution • Drive results that maximize eligible customers while controlling losses Professional Experience/Background to be successful in this role: • Minimum 2 years of experience in risk analytics, data analysis, or data science within the Fintech or online payments industry. • Bachelor’s degree in computer science, Engineering, Mathematics, Statistics, Data Mining or related field or equivalent practical experience. • Experience using statistics and data science to solve complex business problems. • Proficiency in SQL, Python, Excel including key data science libraries. • Experience working with large datasets. • Ability to clearly communicate complex results to technical experts, business partners, and executives including development of dashboards and visualizations, ie Tableau. • Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses, and action-oriented outcomes. • Demonstrated analytical thinking through data-driven decisions, as well as the technical know-how, and ability to work with your team to make a big impact. • Desirable to have experience or aptitude solving problems related to risk using data science and analytics. • Bonus: Experience with AWS, payment rule systems, and knowledge of credit products. • Development of dashboard and visualizations to track KPI of credit strategies implemented • Work closely with team members and stakeholders to consult, design, develop, and manage credit trends and losses that not only solve emerging loss trends but also provide a great experience to end customers. • Utilize data analysis to design and implement credit strategies • Analyze and transform data using RaaS platforms to identify loss patterns and optimize the systems to flag these patterns • Collaborate with cross-functional stakeholders including product managers and engineering teams to deploy data-driven credit solutions that operate at scale and in real time for end customers. • Make business recommendations to leadership and cross-functional teams with effective presentations of findings at multiple levels of stakeholders. Preferred Skills • Data analytics • Rule development • Dashboard Creation • Project Management • Strong Communication TekWissen® Group is an equal opportunity employer supporting workforce diversity.