Technical Business Analyst - Senior Level

Responsibilities Kforce has a client that is seeking a Technical Business Analyst - Senior Level in San Antonio, TX. Summary: The Lead Technical Business Analyst will analyze complex, non-IT business problems related to credit card originations and credit risk strategy. This role partners closely with product, strategy, and risk teams to evaluate data-driven opportunities, define requirements, and recommend changes that improve portfolio performance and profitability. The ideal candidate brings deep quantitative and analytical expertise, strong programming skills, and hands-on experience within bank credit risk environments. Key Responsibilities: • Analyze large credit card datasets to evaluate credit strategy performance and risk outcomes • Assess historical trends and model the impact of changes to credit rules (e.g., FICO score thresholds) • Develop financial frameworks to assess profitability, risk exposure, and ROI • Translate analytical findings into clearly documented business and technical requirements • Author and document proposed credit rules and strategy changes for downstream teams • Partner with product and strategy stakeholders to align analytical insights with business objectives • Support ongoing conversion of analytics work from SAS to Python Requirements • Bachelor's degree in Math, Statistics, Economics, Finance, Engineering, Computer Science, or another quantitative field • Strong SQL and SAS experience • Hands-on Python experience (required) • Experience in bank credit risk management • Proven background in data analytics and quantitative analysis • Experience working in large banks or fintech organizations • Excellent written and verbal communication skills, especially in documenting complex analytical outputs Preferred Qualifications • Prior exposure to credit card portfolios (strongly preferred) • Credit card originations or first-line risk experience • Ability to operate independently in a lead-level analytical role The pay range is the lowest to highest compensation we reasonably in good faith believe we would pay at posting for this role. We may ultimately pay more or less than this range. Employee pay is based on factors like relevant education, qualifications, certifications, experience, skills, seniority, location, performance, union contract and business needs. This range may be modified in the future. We offer comprehensive benefits including medical/dental/vision insurance, HSA, FSA, 401(k), and life, disability & ADD insurance to eligible employees. Salaried personnel receive paid time off. Hourly employees are not eligible for paid time off unless required by law. Hourly employees on a Service Contract Act project are eligible for paid sick leave. Note: Pay is not considered compensation until it is earned, vested and determinable. The amount and availability of any compensation remains in Kforce's sole discretion unless and until paid and may be modified in its discretion consistent with the law. This job is not eligible for bonuses, incentives or commissions. Kforce is an Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, age, protected veteran status, or disability status. By clicking “Apply Today” you agree to receive calls, AI-generated calls, text messages or emails from Kforce and its affiliates, and service providers. Note that if you choose to communicate with Kforce via text messaging the frequency may vary, and message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You will always have the right to cease communicating via text by using key words such as STOP.