Role: Business Analyst Location: Jersey City, New Jersey Required Skills:- • 7+ years of experience or equivalent expertise in payments solutions analysis, technical program delivery, or a related field • Demonstrated proficiency in payments technology platforms, including hands-on experience with major clearing market infrastructures • Advanced knowledge of ISO 20022 and SWIFT messaging , with experience in developing and interpreting data models • Strong technical writing skills, with proven track record of translating complex information into clear and concise documentation for diverse stakeholder audiences • SWIFT MT103/MT202 payment processing • ISO PACS 008, PACS 009 and PAIN 001 messages minimum • Knowledge of cross border payments and FX transactions • Knowledge of FEDWIRE, ACH, CHIPS and US RTP flow • Must know payment lifecycle end to end (Raw messages to payment data model mapping, payment qualification, validation, funds, control, sanctions checks, accounting entry and posting flow, sending payment to clearing) Roles and Responsibilities:- • Elicit and document comprehensive business requirements and functional solution by engaging with product owners, business operations, and technology teams with detailed acceptance criteria • Translate complex business requirements into well structured technology solutions, leveraging functional and platform knowledge to optimize system performance and scalability • Leverage AI to decompose business functions implemented in the legacy payment processing engines written in COBOL and Java. • Define system capabilities (the What) based on scope and elaboration with product and operations partners • Conduct-in-depth payments capability analysis to identify trends, gaps and opportunities, providing actionable insights that support decision-making and key business initiatives • Collaborate with cross-functional teams to develop and maintain architecture designs, policies, standards, and governance process that align technology with business strategy • Continuously enhance technical knowledge and stay current with industry trends, ensuring the application of best practices and innovative solutions to address evolving business needs Preferred Skills:- • Knowledge about High Value Payment systems, Low Value Payment systems, and Real Time Payment rails • Skilled in JIRA tooling to create and manage backlog of development stories and analysis tasks • Ability to create and review test plans and scenarios to ensure full coverage with acceptance criteria. Regards Praveen Kumar Talent Acquisition Group – Strategic Recruitment Manager praveen.r@themesoft.com| Themesoft Inc