Business Analyst (Credit Cards)

Job title: Business Analyst (Credit Cards, American Consumer & Commercial Banking (AMCB) Client: BankLocation: Onsite. Cherry Hill Township, NJ Position Type- Contract Please reply with your expected Contract rate range-- Job Description/ Responsibilities Experience: 8+ years Role Overview The Senior Business Analyst will support Bank’s American Consumer & Commercial Banking (AMCB) AI POD, partnering with Product, Data Science, Engineering, Risk, and Compliance teams to deliver AI and advanced analytics solutions across the U.S. Commercial Banking portfolio. This role focuses on translating commercial banking business needs, regulatory expectations, and risk controls into clear, compliant, and actionable requirements that enable responsible AI adoption across lending, treasury, servicing, fraud, and operations. Key Responsibilities Commercial Banking & AI Use-Case Enablement Support AI and advanced analytics initiatives across U.S. Commercial Banking, including: o Commercial lending & credit underwriting o Client onboarding & KYC o Transaction monitoring & fraud detection o Portfolio monitoring & early warning indicators o Operational efficiency & intelligent automation Partner with Product Owners and AI leads to define use cases, epics, and feature roadmaps for AI-enabled capabilities. Translate complex business problems into data-driven and AI-ready requirements. AI Governance, Risk & Compliance Embed Responsible AI, model risk, privacy, and regulatory controls into requirements and delivery artifacts. Partner with Risk, Compliance, Legal, and Model Risk Management (MRM) teams to ensure AI solutions meet U.S. regulatory expectations. Support documentation for: o Model assumptions and limitations o Explainability and transparency requirements o Data lineage and data quality controls o Human-in-the-loop and override mechanisms Assist with regulatory exam readiness, risk assessments, and audit inquiries related to AI solutions. Agile POD Delivery Act as the lead Business Analyst within an Agile AI POD (Product Owner, Data Scientists, ML Engineers, Platform teams). Own and author epics, features, user stories, and acceptance criteria for AI and analytics initiatives. Drive backlog refinement, dependency management, and sprint readiness. Facilitate workshops with business, risk, and technical stakeholders to clarify requirements and align on outcomes. Data & Analytics Requirements Define data requirements including sources, attributes, quality rules, and usage constraints. Collaborate with Data Engineering teams on data pipelines, feature engineering inputs, and integrations. Support validation of AI outputs against business expectations and regulatory requirements. Tools & Documentation Manage requirements and delivery artifacts in JIRA. Maintain documentation, process flows, decision logs, and AI governance artifacts in Confluence. Contribute to: o Business and functional requirements o Data mapping and lineage documents o Model governance and control documentation o UAT and model validation support materials Required Qualifications 8+ years of Business Analysis experience in banking or financial services Strong experience supporting Commercial Banking or Corporate Banking domains Hands-on experience delivering AI, ML, or advanced analytics initiatives in a regulated environment Strong understanding of: o Commercial lending and servicing processes o KYC / AML / fraud controls o U.S. banking regulatory expectations Advanced experience working in Agile / POD-based delivery models Expert-level experience with JIRA and Confluence Excellent stakeholder engagement and communication skills Nice to Have Experience working with Data Science, ML, or AI platform teams Exposure to Model Risk Management (MRM) frameworks Familiarity with Responsible AI principles Experience supporting regulatory exams involving analytics or models CBAP, Agile, or analytics-related certifications Success Factors at Bank Ability to balance innovation with risk and compliance Strong collaboration across business, technology, and risk Comfort working in ambiguity and fast-moving AI environments Clear, structured communication with senior stakeholders 1. Years of Experience" Regards,Compest Solutions IncD: 647-660-7562 Job Type: Contract Pay: $38.00 - $40.00 per hour Experience: Agile / POD-based delivery models: 10 years (Preferred) AI, ML, or advanced analytics initiatives: 6 years (Preferred) Commercial Banking or Corporate Banking : 8 years (Preferred) Business Analyst : 10 years (Preferred) KYC / AML / fraud controls: 10 years (Preferred) Commercial lending: 10 years (Preferred) U.S. banking regulatory: 10 years (Preferred) JIRA and Confluence: 10 years (Preferred) SQL: 8 years (Preferred) License/Certification: CBAP (Preferred) Agile (Preferred) Work Location: On the road