Business Analyst – Loan Origination Systems (LOS)

#Hiring Business Analyst – Loan Origination Systems (LOS) Role: Business Analys tPosition Type: Contrac tClient: Infosys / Toyota Financial Service sLocation: Dallas, TX (Onsite/Hybrid as per client requirement ) Job Summa ryWe are seeking an experienced Business Analyst with strong expertise in Loan Origination Systems (LOS) and financial services. The ideal candidate will work closely with business stakeholders, product owners, development teams, and QA teams to analyze business processes, gather requirements, and deliver technology solutions supporting retail, commercial, or mortgage lending operation s.The candidate should possess excellent analytical skills, strong knowledge of loan origination processes, regulatory compliance, and experience working in Agile environment s.Key Responsibiliti • esAnalyze, document, and improve loan origination business processes across Retail, Commercial, or Mortgage Lendin • g.Gather, analyze, validate, and prioritize business requirements from Product Owners, Credit, Operations, Risk, Compliance, and business stakeholder • s.Translate business requirements int • o:Business Requirements Documents (BR • D)Functional Requirements Documents (FR • D)User Stori • esAcceptance Criter • iaFunctional Specificatio • nsCreate process documentation includin • g:AS-IS Process Flo • wsTO-BE Process Flo • wsWorkflow Diagra • msGap Analys • isWork closely with Loan Origination Systems (LOS) includin • g:Encompa • ssFinast • raF • ISnCi • noTemen • osSupport implementation o • f:Credit Polici • esUnderwriting Rul • esLoan Decisioning Log • icCredit Risk Workflo • wsEnsure compliance with regulatory and financial industry standards includin • g:KYC (Know Your Custome • r)AML (Anti-Money Launderin • g)Fair Lending Regulatio • nsCredit Risk Polici • esCollaborate with Development, QA, Product, and Business teams throughout the SDL • C.Support User Acceptance Testing (UAT), including test planning, test case review, defect validation, and business sign-of • f.Participate in Sprint Planning, Backlog Grooming, Daily Stand-ups, Sprint Reviews, and Retrospective • s.Assist production support teams in troubleshooting production issues, root cause analysis, enhancements, and change request • s.Maintain business documentation, traceability matrices, and functional artifacts throughout the project lifecycl • e.Facilitate workshops and requirement sessions with business stakeholders and technical team s.Required Qualificatio • ns8+ years of Business Analyst experienc • e.Strong experience within Banking, Financial Services, or Lending domain • s.Hands-on experience with Loan Origination Systems (LOS • ).Strong understanding o • f:Retail Lendi • ngCommercial Lendi • ngMortgage Lendi • ngLoan Lifecyc • leCredit Decisioni • ngUnderwriting Process • esExperience preparin • g:B • RDF • RDUser Stori • esAcceptance Criter • iaProcess Flow Diagra • msFunctional Specificatio • nsExperience working with Agile/Scrum methodologie • s.Strong stakeholder management and communication skill • s.Experience supporting UAT and production implementation • s.Excellent analytical and problem-solving abilitie s.Preferred Skil • lsExperience with one or more LOS platform • s:Encompa • ssFinast • raF • ISnCi • noTemen • osKnowledge of Consumer Finance or Auto Finance business processe • s.Experience working with Toyota Financial Services or other financial institution • s.Familiarity with Jira, Confluence, Azure DevOps, or similar Agile tool • s.Knowledge of SQL for data validation and reportin • g.Experience with API integrations and digital lending platforms is a plu s.Required Skil • lsBusiness Analys • isLoan Origination Systems (LO • S)Retail Lendi • ngCommercial Lendi • ngMortgage Lendi • ngBRD / F • RDUser Stori • esAcceptance Criter • iaProcess Mappi • ngAS-IS / TO-BE Analys • isAgile / Scr • umU • ATCredit Ri • skUnderwriti • ngK • YCA • MLFair Lendi • ngStakeholder Manageme • ntJI • RAConfluen cePreferred Industry Experien • ceBanki • ngFinancial Servic • esConsumer Lendi • ngAuto Finan • ceMortgage Lendi • ngCommercial Lendi ng