Business Analyst

Role: Business Analyst with Payment Domain experience Location: Jersey City, NJ Duration: Contract Job Description: Key Responsibilities • Gather, analyze, and document business requirements related to payment systems and workflows • Work with stakeholders to define functional and non-functional requirements • Act as a liaison between business users and technical teams • Analyze payment processes including authorization, clearing, settlement, and reconciliation • Create BRDs, FRDs, user stories, process flows, and use cases • Support UAT planning, execution, and defect resolution • Ensure compliance with industry standards and regulations • Participate in Agile/Scrum ceremonies and requirement grooming sessions Mandatory Skills & Experience • 10+ years of experience as a Business Analyst • Strong experience in Payment Domain (Mandatory) • In-depth knowledge of: • Payment processing lifecycle • Credit/Debit cards, ACH, Wire, RTP, SWIFT • ISO 20022, ISO 8583 • Payment gateways and transaction flows • Experience with Agile and Waterfall methodologies • Strong documentation and communication skills • Experience working with cross-functional and global teams • Experience in banking or financial services • Knowledge of risk, fraud, and compliance in payments • Exposure to modern payment platforms and APIs Nice to Have • Experience with JIRA, Confluence, SQL • Knowledge of regulatory standards • Certification such as CBAP, CCBA, or PMI-PBA is a plus Education • Bachelor’s degree in Business, Finance, Computer Science, or related field