Salary: $64.00 to $64.00 hourly Description We are seeking a REMOTE Data Analyst! Job Description We are looking for a highly skilled Data Analyst to develop and manage data-driven credit policies and decisioning frameworks. This role requires a strong background in analytics, optimization, and simulation modeling. You’ll collaborate across teams to drive decisions that balance risk, profitability, and regulatory compliance. Key Responsibilities • Develop and manage comprehensive credit policies aligned with strategic objectives and risk appetite. • Design and implement optimization-driven decision strategies using techniques such as Mixed Integer Programming (MIP), constraint programming, heuristic search, and simulation-based modeling. • Analyze trade-offs between credit risk and profitability to inform approval strategies, credit limits, and pricing decisions. • Partner with cross-functional teams—including product, risk, and data science—to integrate business constraints and objectives into policy frameworks. • Ensure compliance with applicable regulations and industry standards. • Define and track metrics to monitor policy effectiveness and performance. Requirements Qualifications • Bachelor’s or Master’s degree in Mathematics, Statistics, Computer Science, or a related field. • 2+ years of industry experience in Decision Science, Optimization, Data Science, or related areas. • Proficiency in Python and SQL (2+ years of experience). • Hands-on experience with optimization libraries such as Pyomo, PuLP, Gurobi, CPLEX, or Google OR-Tools. • Proven ability to analyze and balance trade-offs between growth, revenue, loss rates, and capital utilization in credit or lending contexts. • Experience in developing underwriting, pricing, or credit limit assignment strategies using optimization and simulation methods. • Familiarity with FCRA-compliant decisioning frameworks and their interaction with data, models, and business constraints. • Experience working with credit bureau data (TransUnion, Experian, Equifax) and/or tax data in policy development. • Strong problem-solving, communication, and collaboration skills. • Ability to quickly gain insights from large and complex datasets. Technology Doesn't Change the World, People Do.® Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking “Apply Now,” you’re agreeing to