Business Analyst – Wholesale Credit / Lending

Dice is the leading career destination for tech experts at every stage of their careers. Our client, SDH Systems, is seeking the following. Apply via Dice today! Job Title: Business Analyst – Wholesale Credit / Lending Location: New York City, NY (Hybrid – 3 Days Onsite Per Week) Duration : 12 Months Contract Job Description: Our client is seeking an experienced Business Analyst with deep expertise in Wholesale Credit and Lending to join our Risk and Technology Transformation team. The ideal candidate will act as a strategic liaison between business stakeholders and technology teams, driving innovation in credit risk modeling, lending operations, and overall credit management processes. Key Responsibilities: • Partner with credit risk, lending, and operations teams to identify process gaps and improvement opportunities. • Translate complex business requirements into functional and technical specifications for technology solutions. • Support the design, testing, and implementation of technology platforms enhancing credit decisioning, data quality, and operational efficiency. • Collaborate with developers, project managers, and QA teams to ensure solutions align with risk and compliance mandates. • Conduct gap analysis and impact assessments for system and process changes. • Provide detailed documentation including BRDs, FRDs, user stories, and workflow diagrams. • Contribute to the modernization of risk modeling tools and automation of reporting frameworks. • Facilitate UAT and coordinate training with end-users. Required Skills & Experience: • 12-15 + years of experience as a Business Analyst in Wholesale Credit / Commercial Lending within the banking or financial services industry. • Strong domain knowledge in credit lifecycle, loan origination, underwriting, risk rating models, and portfolio management. • Experience working on large-scale technology transformation initiatives in the lending or credit risk domain. • Familiarity with credit risk models, regulatory compliance (Basel, CCAR), and internal rating systems. • Proficiency in working with cross-functional teams across risk, IT, and business operations. • Excellent communication and stakeholder management skills. Nice to Have: • Exposure to platforms like Moody’s RiskAuthority, ACBS, Loan IQ, or similar systems. • Experience with data analysis, SQL, or BI tools (e.g., Tableau, Power BI). • Prior experience working in a global banking environment, especially within Japanese banks. Education: • Bachelor’s degree in finance, Business, Information Systems, or a related field. Master’s or MBA preferred.