Data Analyst

Job Title: Data Analyst Location: Hybrid in San Jose, CA (3 days/week onsite) Duration: 6+ months contract (with extension) Max Pay rate: $50-51.50/hr. on w2 Join the Global Risk & Protections team to drive data-driven insights that enhance user experience across a large-scale commerce platform. This role focuses on advanced analytics, identifying risk and payment optimization opportunities, and partnering cross-functionally to build scalable solutions. Ideal candidates are strong problem-solvers with analytical expertise, business acumen, and a collaborative mindset. Key Responsibilities: • Develop Risk Insights: Extract and analyze data from large incidents, near misses, and product/portfolio analysis to uncover critical insights for improving risk controls. • Design and Implement Risk Policies: Contribute to the creation and deployment of risk policy frameworks to effectively manage credit risk, fraud prevention, product and portfolio risks, access policies, limits, and funds availability. • Monitor and Optimize Risk Strategies: Continuously track the performance of existing risk strategies, identifying areas for improvement across policies, operations, and outputs. • Collaborate for Global Risk Management: Partner with cross-functional risk teams to establish and deliver scalable, global risk management policies throughout the buyer lifecycle. Required Skills: • Master’s degree in a relevant field (e.g., Data Analytics, Computer Science, Statistics, or related discipline) • 1–3 years of professional experience in data analysis or a related field • Proficiency in SQL (Medium to Advanced level) with strong analytical and querying capabilities • Hands-on experience with Tableau, including building dashboards and data visualizations • Proficiency in Microsoft Excel (e.g., pivot tables, data organization) Preferred / Nice-to-Have Skills • Experience with Python • Background in eCommerce, fintech, or banking domains • Exposure to risk-related analysis